Terms of Service

Introduction

Welcome to Fin Tools services. The following are the terms and conditions you need to comply with when using our services.

By accessing or using our website, you agree to comply with these Terms of Service. If you do not agree to these terms, please immediately stop using our services.

Service Description

Fin Tools provides financial tools such as loan calculator, investment simulator, currency converter and other services. We reserve the right to modify, suspend or terminate part or all of the services at any time without prior notice.

User Obligations

As a user of our services, you agree to:

• Comply with all applicable laws and regulations
• Not use our services for any illegal activities
• Not infringe upon the intellectual property rights or other legal rights of others
• Not publish, upload or disseminate any illegal, obscene, insulting, defamatory or harmful content
• Not interfere with or disrupt our services or related systems
• Provide accurate, complete personal information and update it in a timely manner

Intellectual Property

All content on our website, including but not limited to text, images, videos, audio, software, designs and logos, is protected by intellectual property laws. Without our explicit written permission, you may not copy, modify, distribute, sell or rent any of our content.

Fin Tools and its related logos and trademarks are our property. You may not use these logos and trademarks without permission.

Disclaimer

All information and tools provided by us are for reference only and do not constitute any investment advice or financial advisory services. You should bear the risks of using these information and tools by yourself.

We try our best to ensure the accuracy and timeliness of the information provided, but we do not guarantee its absolute accuracy or completeness. We are not responsible for any loss or damage caused by the use or reliance on this information.

We do not make any guarantees about the uninterrupted nature, security or error-free nature of the service.

Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special or consequential damages, including but not limited to loss of profits, data loss or business interruption, whether these damages are based on contract, tort or other legal theories.

Our total liability shall not exceed the total amount of fees you have paid for using our services in the past 12 months.

User Content

All content you publish, upload or share on our website (including but not limited to comments, feedback and suggestions) belongs to you. But you grant us a non-exclusive, global, free, irrevocable license to use, copy, modify, distribute, display and promote this content.

You are responsible for the content you publish and ensure that it does not violate any laws or these Terms of Service.

Account Management

If you create an account, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

If you find that your account has been stolen or there are other security issues, please notify us immediately.

Changes to Terms of Service

We may update these Terms of Service from time to time. The updated terms will be published on the website and will replace the old terms. Continuing to use our services means that you agree to accept the updated terms.

Termination of Service

You can stop using our services at any time. We may also terminate or suspend your access to the service at any time without prior notice, for reasons including but not limited to:

• Violation of these Terms of Service
• Legal requirements
• Service changes or termination
• Other reasonable reasons

Governing Law and Dispute Resolution

These Terms of Service are governed by the laws of the People's Republic of China. Any dispute arising from these terms shall be submitted to the People's Court of Chaoyang District, Beijing for resolution.